home insurance

rates insurances
auto
home
car
compare
What factors affect my home insurance premium?
A number of factors affect your home rate, including:
- The insurance amount and the applicable deductible
- Type of coverage chosen (all risks, named perils, etc.)
- Additional coverages included in the policy (sewer back-up, earthquake, etc.)
- Territory and fire protection (fire hydrant, fire department, etc.)
- Number of years insured and the number of claim-free years
- Year of construction (if you are the owner); number of dwelling units (if you are a tenant)
- Type of heating
- Security system (burglar alarm)
- Age of the insured









home |
rates insurances | ,auto | ,home | ,car | ,compare | ,quotes |