home insurance
A number of factors affect your home rate, including: - The insurance amount and the applicable deductible - Type of coverage chosen (all risks, named perils, etc.) - Additional coverages included in the policy (sewer back-up, earthquake, etc.) - Territory and fire protection (fire hydrant, fire department, etc.) - Number of years insured and the number of claim-free years - Year of construction (if you are the owner); number of dwelling units (if you are a tenant) - Type of heating - Security system (burglar alarm) - Age of the insured |
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